Financial Foundations & Accountability Coaching

Our Financial Foundations & Accountability Coaching is crafted to provide personalized, one-on-one guidance to navigate financial challenges, celebrate milestones, and foster personal financial growth.

Financial Foundations & Accountability Coaching

In our Financial Foundations & Accountability Coaching program, you’ll discover a personalized journey toward financial empowerment, guided by the expertise and support Phoenix, AZ’s expert financial coach, Caroline Kelly. This program is your one-on-one gateway to not only enhancing your financial literacy but also embedding lasting financial habits that align with your personal goals and lifestyle. It’s a process where your individual financial challenges are met with tailored strategies, compassion, and a roadmap designed just for you.

Achieve exceptional results
with a Financial coach!

In our Financial Foundations & Accountability Coaching program, you embark on a transformative journey tailored to liberating you from the burden of debt while cultivating healthier financial habits for a lifetime. Guided by Phoenix, AZ’s expert financial coach Caroline Kelly, this program is intentionally designed to address the full spectrum of debt repayment strategies and habit reform necessary for financial well-being. Recognizing that the journey to debt freedom varies greatly among individuals, our approach is highly personalized, accommodating a range of timelines from a few months to several years, depending on your specific needs and the magnitude of your debt.

Each coaching session is crafted to meet your specific financial needs and goals, offering a blend of education, strategy, and accountability. From developing a personalized financial plan to navigating life transitions with financial confidence, Caroline’s guidance is both comprehensive and action-focused. Through this program, you’ll gain not only the tools and strategies necessary for immediate financial improvement but also the habits and mindset for long-term financial health. Under Caroline’s expert coaching, you’ll explore essential financial principles, receive customized advice, and follow actionable steps designed to build a solid financial foundation.

Why Financial Foundations & Accountability Coaching?

focus on debt relief

Tailored strategies to reduce your debt and regain financial freedom

Long-term Partner

Partner with a financial coach who will be with you from start to finish

Regular check-ins

Receive support on a regular basis to help hold you accountable

Andy A.
February 12, 2024

I cannot speak highly enough of Fit Financial Coaching LLC. Not only were they quick to respond and work with my schedule, they listened attentively and helped me break down my finances in a way that made sense. Finances tended to be a big scary nebulous cloud that I didn't even want to confront, and they helped me break it down into something that I can work with

Andrew L.
February 7, 2024

Delightfully relatable, and helpfull. Great reccomendations.  

Lynda D.
January 23, 2024

Caroline is a wonderful advisor. She really listens to you, asks a lot of questions, and really gets to know your situation in a very personal way. She also has you be an active participant in your planning, working with you to achieve your goals. I am looking forward to continuing our relationship as we work to help my elderly parents have a successful life in assisted living. Thank you! 🙂

Sam K.
January 18, 2024

My introductory call with Caroline helped me understand the differences between financial coaching (what she offers), and financial advisory services (what she referred me to during our call). Caroline listened well, and patiently discussed a wide variety of topics related to retirement, charitable giving. Although I didn’t need her services immediately, I found that she takes genuine interest in learning about her clients’ needs and offers the right advice, referrals, or perspectives. I recommend her!

Rona R.
November 1, 2023

I reached out to Caroline after needing more insight with my finances and someone to hold me accountable. Caroline helped me figure out a budget for myself and a plan to pay off debt.

I’m excited for the next few months to see my financial responsibility grow and my debt become non-existent.

John D.
September 2, 2023

I only met via phone with Caroline. In the 90 minute conversation with her, she opened my eyes to so many strategies, how to start, and what direction to go. In one meeting she made the weight of the world lift off my mind! I’m so excited to continue working with her and my goals. I will definitely write another updated review in 6 months to explain my updates!

Leila B.
September 2, 2023

Glad to be working with you! You make a difference.  

Daniel S.
August 5, 2023


Beth R.
July 20, 2023

I reached out to Caroline because we didn't know what else to do about our financial situation. Having Caroline as a coach/cheerleader/marriage counselor lol is great to have on your side. Without her my husband and I would not be on the same page. He doesn't always listen so I needed a third party. She was quick to respond and guided us on how to begin our financial journey. She made sure this was a real eye opener for us. She helped us understand each other better and why we were spending the way we did. We do not like seeing red numbers, so only positive numbers in our future. It is not easy but with future goals, determination and having an accountability partner you can rely on, you will get through it. I highly recommend Caroline, she is truly the best!

Kay A.
July 8, 2023

Great experience working with Coach Caroline! She’s very experienced and knowledgeable in this field. She listens, very patient and will give practical advice. I am very comfortable talking to her even the first day. She builds great connection with her clients including me. She’s a great coach and i highly highly recommend her to those who are seeking financial advice!

Hannah G.
October 19, 2022

Coach Caroline is very supportive and insightful. She's made our seemingly huge burden feel easier to bear and like it might actually be manageable. Caroline is very open minded and willing to work with you right where you're at. She helped explain things that were confusing us, and assuaged our anxieties. I would highly recommend her. And the app she uses is very intuitive, and even though the free version is pretty good, the paid version is so worth it.

Vanessa M.
October 17, 2022

She went above and beyond my expectations and I look forward to working with her !  

Paul E.
October 14, 2022

Caroline’s abilities and experience will bring you value that reaches far beyond an accountant’s value proposition. She is a life coach credentialed with empathy, transparency, and authenticity. Her expert advice is communicated from own her own life experience, adding a quality of relatable trust and wisdom to professional council. You will find the strength of friendship in Caroline; community and kindness. She is excellent at this.

Laurie S.
February 28, 2022

Caroline’s coaching brought so much financial freedom to me. I could be totally transparent with my wants , needs, and spending. She brought wisdom, encouragement without judging me when I didn’t stick to my budget. With this type of coaching I would get right back on track and achieve my financial goals.

April S.
February 12, 2022

I attempted the Dave Ramsey plan by myself for 2 years, then decided to try a financial coach. I have never related to another person so much. I have worked with Caroline for almost 2 years now and she is a staple in my life and debt free journey. Having a financial coach for your financial journey is like hiring a personal trainer for fitness goals.

Pike L.
February 9, 2022

Caroline was attentive and helped me realize the root of my problem, and then offered support in solving it.

Christine M.
October 26, 2021

She provides great direction and excellent ideas to help me through my debt free journey

Bryan J.
October 25, 2021

She's is amazing!

Frequently Asked Questions

Have questions on Financial Foundations & Accountability Coaching? Read some of our most commonly asked questions to get a better understanding of how our services are designed to help you and your family escape the burdens of financial strain and debt.

Get Started Today With
Fit Financial Coaching

Ready to start your journey to financial empowerment? Contact us today to learn more about our services and how we can help you transform your financial future. Let’s redefine wealth together, in every age and stage of your life.